OUR SERVICES

Finance and protection,
shaped around you.

A home, a building project or the next step for your business. Start with what you have in mind.

Talk to an adviser
Illustrative New Zealand-style weatherboard home

01

Home Loans

A home of your own.
A mortgage that fits your plans.

Buying your first home, moving, investing or reviewing an existing mortgage? Talk through your circumstances and the questions behind your next decision.

• First home & next home

• Refinance & refix

• Investment property

Talk about home loans

02

Construction Loans

From your first plans
to a new home.

Planning to build? Bring your project, budget and timeframe into the conversation, and explore the lending questions at each stage.

• New-build plans

• Project budget

• Funding stages

Talk about your build

03

Business Loans

For the business you run
and the plans ahead.

If you’re considering finance for your business, start with what you need it for. Discuss your goals, current position and the information needed to explore your options.

• Your business goals

• Funding needs

• Cash flow & timing

Talk about business finance

04

Commercial Loans

Finance conversations
for commercial property.

Looking at a commercial property? Discuss the property itself, how you intend to use it and how the purchase fits with your wider plans.

• The property

• Business or investment use

• Your funding plans

Talk about commercial property

05

Insurance & Protection

Think about what matters
and how to protect it.

Changes at home or in your working life can prompt new questions about protection. Talk to REM about your circumstances and the insurance support available.

• Your priorities

• Changing circumstances

• Questions about cover

Talk about protection

MORTGAGE CALCULATOR

Start with the numbers.

Estimate repayments, compare scenarios and share your figures.

Try the calculator

Not sure where to start?

Tell us what you have in mind. We can talk through your next step together.

Talk to an adviser