At REM Finance, we believe buying residential property—whether to live in or invest in—is one of the most important milestones in building lasting wealth for Kiwis. We know securing finance can be a complex journey, with every lender offering different criteria, processes, products, and rates.
REM was founded with one clear vision: to build long-term relationships, truly listen to your needs, and deliver tailored solutions by matching you with the right lender for your unique situation.
The home buying process can be challenging. But with the right help, you can move through each step with confidence. At REM Mortgage, we simplify every step, clarify loan options, and support you from pre-approval to closing, making your home purchase smooth and stress-free.
If you’re considering refinancing your home loan, we’re here to help. As experienced mortgage brokers, we can connect you with a wide range of lenders, not just one. Our team will come to you at a convenient time to compare offers and find the best refinance solution for you.
When it’s time to refix or maintain your existing home loan, we negotiate strongly with banks on your behalf to secure the sharpest rates and best terms available. As your trusted broker, we handle all the hard work to help you save without switching lenders.
Whether you’re a first-time investor, or looking to increase your property portfolio, our team are here to help. At REM Mortgage, we tailor smart financing solutions for your investment goals, navigate market options, and support you at every stage to grow your assets securely and efficiently.
Whether building your owner-occupied home or investment property, our highly experienced team provides full support. We don’t just arrange your loan — we guide you through every step of the process to ensure a smooth, stress-free build from start to finish.
Whether you’re planning residential development to grow your asset portfolio, our expert team specializes in tailored financing solutions. We guide you through approvals, construction funding and project stages, ensuring your development is financially efficient and successful.
Not all mortgage advice is the same. Founded by ex-NZ banking professionals, REM Finance specializes in residential home lending. We know how lenders think, how credit policies work, and what it truly takes to secure the right result.
With experience across multiple market cycles, we offer insight beyond today’s interest rates. Our advice is built with foresight and professionalism, focusing on your long-term success rather than quick wins.
At REM Finance, our advisors combine banking expertise with personalized, transparent service. You can trust us to guide you with confidence every step of the way.
Discover the REM Finance difference – a partner dedicated to helping you secure a prosperous financial future.
All our REM advisers are seasoned finance professionals
Director｜Senior Mortgage Adviser
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Rohit brings over 30 years of banking, lending and leadership experience, with a career spanning customer service, residential lending, business banking and commercial lending, through to senior management and leadership roles.
After many years leading teams and supporting customers across the banking industry, Rohit most recently served as ANZ Bank’s Auckland Regional Manager before stepping away from banking to co-found REM Finance. His extensive experience gives him a deep understanding of lending, credit and how banks approach financial decisions.
Today, Rohit brings that experience directly to his clients, providing professional, practical and solution-focused advice across a wide range of lending needs. He is passionate about understanding each client’s goals, navigating complex situations, and helping them achieve the best possible outcome.
Director｜Senior Mortgage Adviser
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With over 10 years of banking and lending experience at ANZ, Eric has worked across customer service, lending and credit assessment, through to leadership roles. This broad experience has given him a strong understanding of lending from both the customer’s and the bank’s perspective.
Throughout his career, Eric has helped many clients navigate both straightforward and complex lending situations. He believes the best advice starts with genuinely understanding each client, working hard for them, and finding practical solutions that suit their individual circumstances.
Today, Eric brings that same approach to his own financial advisory business — combining experience, knowledge and genuine care to help clients achieve the best possible outcome. For Eric, it’s not just about getting a loan approved. It’s about making the process easier, turning challenges into possibilities, and ensuring every client feels supported from start to finish.
Senior Mortgage Adviser
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Tony brings experience across banking, home lending and the wider financial services industry, with a background in customer service and helping clients navigate their home lending needs.
Passionate about helping people, Tony believes good advice starts with listening, understanding each client’s goals, and making the lending process simple and clear. He takes a practical and personal approach to finding solutions that suit each client’s circumstances.
For Tony, it’s about more than arranging a loan — it’s about providing genuine support and a positive client experience throughout the journey.
Our next team member is on the way. Together, we'll continue supporting more Kiwis to reach every milestone.
Our next team member is on the way. Together, we'll continue supporting more Kiwis to reach every milestone.